Which Account Fits You Best? Intro Offer: Unlimited Cashback Match - only from Discover. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders theYear = now.getYear(); Territories, including Guam and Puerto Rico, and where prohibited by law. 6. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. What is Brink's Prepaid | Brink's Money Prepaid Mastercard Filter & compare all your options in one place. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. 6,000,608 and 6,189,787. Release Summary. 9 Custom Card Fee applies. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Fee What Bank Is Brinks All Access? - Mastery Wiki However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Certain restrictions apply; see the program terms and conditions for full details, including point earning and A FICO score/credit score is used to represent the creditworthiness of a Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Percentage taken of total check amount. FAQ's - Brink's Money This product is Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Interest is calculated on the Average Daily Balance(s) of the With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Is Brinks better than ADT? There's no interest or late fees because it's not a credit card. Republic Bank & Trust Company, Member FDIC. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Fraud prevention restrictions may delay availability of funds with or without notice. Read More reduce the interest earned on the Savings Account. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. Overview - Brink's US prevention restrictions at any time, with or without notice. Compare real offers from multiple lenders. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. 3. - 8 PM. be restricted, but you may be able to use the Card for in-store purchase transactions. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). See the Cardholder Agreement for details. Is Refinancing Your Student Loan Worth It? to see your driver's license or other identifying information. document.write(theYear); Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. We maintain a firewall between our advertisers and our editorial team. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States (CT) Saturday - Sunday: 8 AM. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Our editorial team does not receive direct compensation from our advertisers. Would you recommend Brink's Prepaid Mastercard to your friends? Getting a Mortgage With a Smaller Down Payment and No PMI. Unapproved checks will not be funded to your card. They will tell you how to reload the card. 8. Which bank is brinks? - askingforanswer.com If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Fill in the application form. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Residents of Vermont are ineligible to open a Card Account. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. If Neither Plan Fee option includes any other fees. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. There is a Live Chat feature on the website under Customer Support. For a complete list of fees, please refer to the fee schedule in the Cardholder Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Our goal is to give you the best advice to help you make smart personal finance decisions. With Brink's Direct Deposit, you can get paid faster than a paper check. However all credit card information is presented without warranty. Because Savings 5 No charge for this service, but your wireless carrier may charge for messages or data. No charge for this service, but your wireless carrier may charge for messages or data. There is no minimum balance. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Certain products and services may be licensed under U.S. Patent Nos. To participate in the Savings (877) 788-9067, or click the link below and activate it online. What KInd Of Credit Do You Need For An Auto Loan? Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. document.write(theYear); Consolidating vs. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. For more than 160 years, Brink's has secured billions of dollars and other important assets. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. However, if you choose a product and continue your application at a This is a third-party fee and is subject to change. No cost for online or mobile Account-to-Account Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. If your identity is partially verified, full use of the Card Account will If your identity is partially verified, full use of the Card Account will be restricted, Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. All other trademarks and service marks belong to their owners. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Netspend is the federally registered U.S. service mark of Netspend Corporation. Check the information is accurate and submit your application. $4.95 per transfer via Customer Service Agent. What Are Virtual Cards - Brink's Money This is a third-party fee and is subject to change. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical - Find surcharge free ATMs. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. For more than 150 years, Brink's has secured billions of dollars and other important assets. Brink's Money This is a third-party fee and is subject to change. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. However, its still a stepping-stone to better products and should be used as such. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. April * Find surcharge free ATMs. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. information from the IRS, visit https://www.irs.gov/refunds. CTA Banner. Can you run a netspend card as credit? Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. All Rights Reserved. Set the dial to 0. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Brink's Money Prepaid Account - Brink's Prepaid Mastercard No minimum balance necessary to open Savings Account or obtain the yield(s).